64 Grande Lake Cir, Moneta
(540) 529-4294
Red Key Realty
Moneta is the hub of Smith Mountain Lake and the area with the most lake listings. Moneta addresses fall on both the Bedford County and Franklin County sides of the lake, and they cover everything from small condos near the water to large custom homes on deep-water points.
As of November 2026, there are about 90 homes, condos and townhomes for sale in Moneta tied to Smith Mountain Lake, priced from roughly $175,000 to more than $5 million. The average asking price is close to $975,000, and the average home has about 3.5 bedrooms and 2,700 square feet. Lake lots are on the market here too. Figures come from live MLS data, change daily and are rounded.
Much of lake life centers on Bridgewater Plaza, on Route 122 by the Hales Ford Bridge, which locals simply call "the Bridge." It has restaurants, coffee and ice cream, shops, a marina, mini golf, live music and the Smith Mountain Lake Visitor Center. Kids love buying popcorn at the marina to feed the carp that gather around the docks, with proceeds going to Make-A-Wish.
Moneta also has several more marinas, wineries, lake cruises and the Smith Mountain Lake Airport. Bernard's Landing, the lake's first resort, hosts events like the Smith Mountain Lake Wine Festival. Moneta is reached from Routes 220 and 460 and from US 29.
From condos near the Bridge to waterfront estates, The Lee Team at Red Key Realty can help you find the right lake home in Moneta or sell yours for top dollar. Contact us or call (540) 529-4294, or get a free home valuation.
Also explore Huddleston, Hardy, Union Hall, Penhook and Wirtz, or see all our neighborhood guides.
Explore our guides to Moneta's most popular lake communities, each with recent sales, buying tips and the homes for sale now. Photos show Smith Mountain Lake and the surrounding area, not the specific community.
Moneta also includes many smaller communities such as Waterpointe, Windtree, South Pointe and dozens of others. Ask The Lee Team about any Moneta neighborhood.
Photo credits: Smith Mountain Lake State Park photos (fall reflections, fall dock, park view, boat launch dock, cabin dock, winter view, beach) and Sharp Top, Peaks of Otter by Virginia State Parks, CC BY 2.0. Craddock Creek by James Roney / SMLVC, CC BY-SA 3.0. Fireworks by Des Runyan, CC BY 2.0. Frozen lake by Leena from Philadelphia, CC BY 2.0. Marina by Jay White, public domain.
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